Carolyn Kousky is Associate Vice President for Economics and Policy at Environmental Defense Fund. Dr. Kousky’s research examines multiple aspects of climate risk management and policy approaches for increasing resilience. She has published numerous articles, reports, and book chapters on the economics and policy of climate risk and disaster finance. She is the vice-chair of the California Climate Insurance Working Group, a university fellow at Resources for the Future, a non-resident scholar at the Insurance Information Institute, and a member of the Roundtable on Risk and Resilience of Extreme Events at the National Academies of Sciences, Engineering, and Medicine. She was previously Executive Director at the Wharton Risk Management and Decision Processes Center at the University of Pennsylvania, where she also directed the Policy Incubator. She has a BS in Earth Systems from Stanford University and a PhD in Public Policy from Harvard University. Look for her forthcoming book in October: Understanding Disaster Insurance: New Tools for a More Resilient Future.